Disclaimer & Statutory Disclosures

1. General Information and Nature of Content:

All content available on this website (www.vivekphutane.com)-including but not limited to articles, videos, webinars, training materials, presentations, tools, and calculators-is provided exclusively for educational and investor awareness purposes. The information and opinions expressed herein are generic in nature and do not constitute investment advice, financial planning, research, or a solicitation to buy, sell, or hold any securities or financial products.

2. Regulatory Status & Role Disclosure:

Vivek Phutane is:

• An AMFI Registered Mutual Fund Distributor (ARN: 156394) valid till 03-Nov-2027.

• An AMFI Registered SIF Distributor (ARN: 156394) valid till 11-Oct-2028.

• An APMI Registered PMS Distributor (APRN: 06812) valid till 06-Aug-2028.

In accordance with the SEBI (Investment Advisers) Regulations, 2013, we are permitted to provide incidental advice and support related to the mutual fund products we distribute. Our service approach includes:

• Risk Profiling: We conduct risk profiling to understand your appetite for volatility and ensure that suggested products align with your tolerance levels.

• Incidental Product Advice: We provide basic, incidental advice to assist you in selecting the right mutual fund schemes based on their features, objectives, and suitability for your needs.

• Execution & Tracking: We assist in the seamless execution of your transactions and provide tools for regular tracking of your investment portfolio.

Important Regulatory Disclosures:

• Compensation: Our compensation is derived through commissions paid by Asset Management Companies (AMCs) for the distribution of Regular Plans. We do not offer or provide advice on Direct Plans.

• Investor Responsibility: All investment decisions remain the sole responsibility of the investor. Our role is limited to distribution, execution, and providing incidental support.

• Non-Advisory Status: Vivek Phutane has passed the NISM Series X-A (Investment Adviser) and NISM Series XV (Research Analyst) certification examinations. However, we are NOT a SEBI registered Investment Adviser nor a SEBI registered Research Analyst. We do not provide portfolio management services or personalized financial planning, and we do not charge advisory fees.

3. No Guarantee of Returns:

Registration with AMFI or APMI does not imply any assurance of performance or guarantee of returns. This website does not promise fixed income, capital protection, or any specific investment outcomes. Any examples, illustrations, or calculators provided are for demonstration purposes only and are not projections of future performance.

4. Risk Disclosure & Suitability:

Investments in the securities market are subject to market risks. All financial products, including Mutual Funds, SIF, PMS, AIF, GIFT City products, and equities, carry the risk of volatility and potential loss of principal.

• Past performance is not indicative of future results.

• Generic discussions regarding markets or strategies may not be suitable for your individual financial situation.

• Investors are strongly advised to read all scheme-related documents, offer documents, and risk disclosure documents carefully before investing.

5. Commission Disclosure:

In accordance with SEBI and AMFI norms, the details of the commission received by Vivek Phutane for different schemes of various Mutual Funds are available upon request by our investor.

6. Professional Consultation:

Investment decisions should be made based on your personal financial goals, risk appetite, and time horizon. We recommend consulting with a SEBI registered Investment Adviser, tax consultant, or legal professional before making any financial commitments.

7. Accuracy and Limitation of Liability:

While we strive to ensure that the information on this website is accurate and current, we make no warranties (express or implied) regarding its completeness or reliability. Vivek Phutane and the website owner shall not be liable for any direct or indirect loss, damage, or consequence arising from the use of, or reliance upon, the information provided here.

8. Acceptance of Terms:

By accessing and using this website, you acknowledge that you have read, understood, and agreed to this Disclaimer, as well as the website’s Terms & Conditions and Privacy Policy.